MICHAEL S. EPSTEIN
National Producer # 21264047
Licensed Medical Field Underwriter & National Insurance Broker
ABOUT MIKE
Michael S. Epstein is a Verified Senior Medical Field Underwriter and Licensed Insurance Broker. He has successfully passed the state licensing exams and completed an FBI background check and FBI fingerprint screening. As an Independent Insurance Broker, rather than working for one company, Mike works with some of the best life insurance companies around the country. Mike's role is to help clients shop their options with all the best insurance companies and guide clients through the process of comparing their options based on their individual needs and the coverage options they may qualify for. He provides education, advice and guidance on key aspects of choosing the appropriate life insurance plan for each of the client's he serves. Mike is a Navy Veteran and Retired Police Officer. He specializes in helping First Responders and families with all aspects of life insurance coverage, with experience in everything from Indexed Universal Life Insurance, Children's Whole Life, and Mortgage Protection, to Final Expense, Fixed Indexed Annuities (FIAs) and other Safe Retirement Solutions. Mike is licensed to provide solutions to clients within the State of California, California License #4395444 and NPN 21264047. As a licensed independent broker, he is contracted and appointed to assist clients with requests for coverage with over two dozen of the nation's top, AM Best , A+ rated insurance carriers from around the country. Some of these companies include but are not limited to: AIG, Aetna, Athene, Americo, American Amicable, Fidelity & Guarantee, Foresters Financial, Gerber Life, Great Western IC, John Hancock, Prosperity Life, TransAmerica, Mutual of Omaha, North American, National Life Group, etc.
State Licensed & Regulated
Mike's insurance practices are regulated and supported by the National Association of Insurance Commissioners (NAIC https://content.naic.org/), National Insurance Producer Registry (https://nipr.com/) and respective state Departments of Insurance. Mike and the team of agent/advisors at Fourth Watch Financial are fully equipped and trained to provide professional insurance & safe retirement solutions to clients in all 50 states across the U.S.
WE GOT YOU COVERED
LICENSES & CREDENTIALS
NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS (NAIC) & NATIONAL INSURANCE PRODUCER REGISTRY (NIPR)
NATIONAL PRODUCER # 21264047
INDUSTRY'S BEST INSURANCE PROVIDERS
