What You Need to Know:
Accidental Death Insurance is the most affordable type of life insurance and financial protection you can put in place to protect your loved ones and your assets. Accidental death covers death caused by things like homicide, shooting, car accidents, falling, medical accidents, etc. If you want to add additional, affordable life insurance to your current financial protection plan, Accidental Death Insurance offer you and your family an added layer of financial security at a low monthly rate to ensure your family has the financial resources they need if you unexpectedly pass away. Accidental death insurance offers a tax free check paid out to your family that can help replace lost income, pay a mortgage, cover college or other educational expenses and may provide supplemental financial support for your family during a very difficult time. Read on to Learn More.
What is accidental death insurance and why should First Responders and their families have it?
The accidental death of a loved one is devastating. Both for families and communities. Sadly, accidental death often comes with sudden and unexpected emotional and financial stressors, think hospital bills, funeral and final expenses, legal fees, lost income, unpaid living expenses, the list goes on. All of which, your loved ones are left behind to manage while also trying to grieve losing you.
First responders, Fire Fighters, Police Officers, Sheriff's Deputies, Custody personnel, EMT's and the like have a higher risk of passing away by way of an accident than other average, everyday Americans. This is why accidental death insurance is a critical part of any financial protection plan but is particularly important for First Responders and their families.
Many First Responders and their families don't realize the coverage included in their benefits package is not nearly enough. Typically city, county and other publicly funded benefits packages include a measly $25,000 - $50,000 death benefit with an additional $25,000 - $50,000 accidental death benefit. For this reason, our families and communities have to rally together to raise money to provide supplemental financial support after we pass away. Unfortunately, this is not for lack of caring but simply not knowing a head of time.
The lack of knowledge is a big part of our mission at Fourth Watch Financial. Most of our licensed agents are current and former first responders and family members who recognize that our community needs people who speak their language and can help them navigate their life insurance and financial protection plan options.
**If you or someone you know is a current or former First Responder who may benefit from learning more about the benefits of Accidental Death Insurance and exploring other comprehensive options.
BOOK A FREE CONSULTATION & EXPLORE YOUR OPTIONS BY CLICKING THE LINK BELOW: https://calendly.com/lewcraparotta/30min
Interested in learning more? Download a free copy of our "Life Insurance Guide for First Responders" HERE
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